Showing posts with label sherry hayward listing agent. Show all posts
Showing posts with label sherry hayward listing agent. Show all posts

Thursday, October 3, 2013

Charlottesville Farm Property Equestrian and Hobby Farms

Charlottesville Farm Property   Equestrian and Hobby Farms


Check out my featured Charlottesville farm property for sale
6400 Heards Mountain Rd Covesville Virginia 22931
Just 20 minutes south of the City of Charlottesville

Click here to see more pictures and detailed information.
Schedule a Showing
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Sherry Hayward
Keller Williams Charlottesville
703-655-2223
Questions?
Schedule a Showing!
MLS#: 513679
Licensed In:
Virginia
L2L Virtual Tours
 Nothing spared in this extraordinary 19+ acre estate just 20 minutes south of Charlottesville with an abundance of wildlife, a barn centered among 3 fenced & gated pastures and 3 running streams.  Custom built luxury home with a brilliant passive solar design using only the finest of materials & exceeding code specifications.  The unprecedented quality of craftsmanship is exhibited throughout the home right down to the cherry trim actually harvested from the property.  Complimenting this passive solar design is a completely open floor plan with vaulted ceilings, wide plank hardwood and slate flooring throughout with casement windows bringing in all of the natural light and beauty of the outdoors. The gourmet kitchen will please any cook connoisseur equipped with granite counters, custom cherry cabinetry & premium appliances to include a Thermador gas range with convection oven.  The flow from the kitchen to the great room is perfect for entertaining with scenic views through the wall of windows facing south to Fan Mountain with seasonal views of even the UVA observatory.  Off of the great room is the octagonal room, one of Jefferson’s favorite architectural designs, currently being used as a handsome study with built in shelving. The elegant owner’s suite has an attached luxury bathroom, a walk-in cedar lined closet, a gas stove and provides a private entry to the south facing deck for captivating views. The walk-out lower level is impressive with 9 foot ceilings, plenty of windows, another octagonal room and provides immense potential for future living space and quarters with rough-in plumbing for a future bathroom.  A separate panel box has been installed ready for a whole house generator. Through the French doors an outdoor shower and a rain water collection system are already in place. With a combination of the rich all natural Cypress siding the covered front porch, deck and screened porch have been constructed using Trex  Decking materials creating a virtually maintenance free exterior. BONUS a charming circa 1800’s built cabin with a 2nd level and wood stove. Scattered throughout the property are Crepe Myrtles, gorgeous perennials and a bamboo garden.
Covesville residents enjoy an easy, scenic 20 minute un-congested commute into the City Of Charlottesville, UVA and to the new Martha Jefferson Hospital. 15 minutes to Waynesboro and 10 minutes to Crozet.

Interested in selling a farm property in Charlottesville?


Call Sherry Hayward, your Charlottesville residential & farm real estate specialist
703-655-2223 - Cell, call or text
434-515-1592 - Listing Line 
shayward@kw.com

Thursday, September 12, 2013

Forest Lakes In Charlottesville Virginia

Forest Lakes In Charlottesville Virginia is located in Albemarle county just minutes to the Hollymead Town Center. 

Forest Lakes in Charlottesville Virginia consist of both single family and town homes. Forest Lakes residents enjoy  amenities such as hiking and jogging trails, sports teams, pools, playgrounds, a seasonal farmers market and much more. 

Search all of the homes for sale in the 22911 Zip Code HERE

Interested in selling a home in Forest Lakes or Charlottesville VA? 
&
Call Sherry Hayward, Listing Specialist
(434) 515-1592
(703) 655-2223 - Cell Text or call 
shaywardkw@gmail.com

Download the only mobile app utilizing GPS technology NOW!
BE SURE TO ENTER CODE KW274XJWM FOR FREE UNLIMITED ACCESS

Wednesday, September 11, 2013

Cherry Hill In The City Of Charlottesville Virginia

CALL (703)655-2223

Cherry Hill In The City Of Charlottesville Virginia

Cherry Hill is located in the city of Charlottesville just steps away from many popular shopping and dining venues and the new elementary school. Cherry Hill consist of both single family and garage townhomes.



Search all of the homes for sale in the City Of Charlottesville HERE

Interested In Selling your home in Cherry Hill or the City Of Charlottesville?
Call Sherry Hayward, Listing Specialist
(434) 515-1592 - Listing Line
(703) 655-2223 - Call or Text - Cell
shaywardkw@gmail.com

Get the only mobile search app with GPS technology & put thousands of homes in the palm f your hand!

BE SURE TO ENTER CODE KW274XJWM FOR FREE UNLIMITED ACCESS



Thursday, August 15, 2013

Just Sold In Cherry Hill Of Charlottesville Virginia

Just Sold In Cherry Hill by Sherry Hayward, 918 Bing Lane In The City Of Charlottesville Virginia
918 Bing Lane in the City Of Charlottesville

In the heart of downtown Charlottesville in sought after Cherry Hill sits this remarkable bright 3 level end unit townhome with many of the builder upgrades including a 10' bump out on all 3 levels. Complimenting this open floor design are hardwood & ceramic tile floors & windows w/transoms bring in all the light, crown molding & chair rail. The eat-in kitchen has upgraded birch cabinetry & a sun room w/entry to the deck. The master suite has an attached luxury bathroom & enormous walk-in closet 

Looking for more homes in the Cherry Hill neighborhood of Charlottesville Va.?



Looking to sell a home in the Cherry Hill neighborhood of Charlottesville VA.?




Get the latest market statistics, pricing trends, community info and the school scores for the City of Charlottesville & Cherry Hill.

When your ready to sell in Charlottesville Virginia call a listing specialist, Sherry Hayward!
(434) 515-1592 Listing Line
(703) 655-2223 - call or text me
shayward@kw.com


Money Savings Tips.
Try these at home!

For most Americans, saving money is a necessity of everyday life. We clip coupons, watch for sales, and hope there's not too much month left at the end of our paycheck. Today, the challenge is how to reduce spending on a longer-term basis. Here are some money-saving tips for everything from vacationing to laundering!

Airline Fares
Make sure your trip includes a Saturday evening stay over and purchase your tickets in advance. Consider using alternative airports and keep an eye out for fare wars.

Auto Leasing
Don't decide to lease a car just because the payments are lower than on a traditional auto loan. The leasing payments may be lower because you don't own the car at the end of the lease.

Auto Insurance
Raise your deductibles on collision and comprehensive coverage to at least $500 or, if you have an old car, dropping this coverage altogether.

Life Insurance
If you want insurance protection only, and not a savings and investment product, buy a term life insurance policy.

Checking
Select a checking account with a low (or no) minimum balance requirement that you can, and do, meet.

Credit Cards
Pay off your entire bill each month or use a check, cash or debit card for purchases.

Mortgage Refinancing
Consider refinancing your mortgage if you can get a rate that is at least one percentage point lower than your existing mortgage rate.

Telephone Service
Check your phone bill to see if you have optional calling services you don't use. Dial your long distance calls directly.

Food Purchases
Shop at the lower-priced food stores. Convenience stores often charge the highest prices. You will spend less on food if you shop with a list.

Prescription Drugs
Use generic drugs whenever appropriate. When taking a drug for a long time, consider using a mail-order pharmacy.

Around the House Savings:

Use compact fluorescent bulbs. They last 10 times longer than regular lights.

Set your water heater to 120 degrees F.

Set your thermostat to 68 degrees, or lower if you're away from home or asleep.

Keep your showers to five minutes or less and switch to lower-flow showerheads.

If nobody's in a room, turn off the lights and any computers, stereos, TVs or other appliances.

Use toaster-broilers or the microwave whenever possible instead of the range.

The refrigerator should be kept at 38 degrees F., and the freezer at 10 degrees.

Try using the cold-water wash cycle, and use the coolest dryer setting you can. Only run the washing machine, and the dishwasher, when they're full.

Make sure your home is insulated, and that all doors and windows are sealed properly.

If you have a fireplace, keep the damper closed when you're not using it and use a glass screen to minimize heat loss.

Don't Be Fuel-ish...
Save at the Gas Station, too!

  • Choose the right octane gas for your car. The higher the octane, the higher the price.
  • Avoid topping off your gas tank.
  • Keep your tires inflated to the proper level.
  • Keep up with engine maintenance.
  • Avoid packing items on top of the car. It's better to place items inside the car or trunk.
  • Stay within posted speed limits. Driving at high speeds uses more gasoline.
  • Use cruise control; it helps maintain a constant speed and, in most cases, helps reduce fuel use.
  • Avoid "jack-rabbit" starts and stops.
  • Use air vents to circulate the air instead of air conditioning.

Sherry Hayward 

Keller Williams Realty Charlottesville

(703) 655-2223 - Call ot Text

(434) 515-1592 - Listing Line

shayward@kw.com



Wednesday, August 14, 2013

SOLD Homes In Cherry Hill of Charlottesville Virginia

The Latest SOLD Homes and Real Estate Info For Cherry Hill Of Charlottesville Virginia.

Cherry Hill In The City Of Charlottesville Va

  • 729 Rainier Rd Charlottesville Va. - SOLD 3/21/13 for $267,800 
  • 901 Bing Ln Charlottesville Va - SOLD 7/11/13 for $300,000
  • 925 Rainier Rd Charlottesville Va - PENDING 
  • 708 Rainier Rd Charlottesville Va - UNDER CONTRACT 
  • 909 Bing Ln Charlottesville Va - UNDER CONTRACT
  • 727 Rainier Rd Charlottesville Va - UNDER CONTRACT 
  • 918 Bing Ln Charlottesville Va - UNDER CONTRACT

Get all of the latest on the Cherry Hill neighborhood of Charlottesville Virginia!

Interested in selling your Cherry Home In Charlottesville Va?


Pricing Trends For 22903

Enter Code KW274XJWM For FREE Unlimited Access

The only real estate app with GPS technology to pinpoint your home search!
4 million homes in the palm of your hand!
Optimized for your phone or tablet my app brings you the best experience in real estate mobile search. 
With my Keller Williams real estate search app,  draw a perimeter to see nearby homes for sale, find open houses or discover properties ( even see what your neighbors home sold for!) You can also see local points of interest, save your favorites and communicate with me.
AND BE SURE TO ENTER THE CODE FOR UNLIMITED FREE ACCESS
KW274XJWM

Don't see what your looking for?
Call, text or email me!
Sherry Hayward
Keller Williams Charlottesville
(703) 655-2223 Call or Text
(434) 515-1592 - Listing Line
Shayward@kw.com







Sunday, April 28, 2013

5056 Scottsville Rd Charlottesville VA

Beauty And Convenience Just 10 Minutes To Charlottesville!

Take a virtual tour here!

Detached, Ranch - CHARLOTTESVILLE, VA 5056 Scottsville Rd Picturesque setting on 2 1/2 acres suitable for horses. Carefully structured open floor plan maximizes the square footage. Features include an eat-in kitchen w/pantry & center island with easy access to the deck. Master suite w/sitting room, walk-in closet, bathroom with Jaquzzi tub, separate shower & ceramic top vanity. Walk-out lower level w/family room large enough for a pool table, storage room, wood stove for heating. Endless possibilities for future expansion incl more bedrms & bathrooms
Albemarle county Homes for Sale

Homes Close to Where You Work

Scottsville Homes for Sale

What is Your Home Worth?

Sherry Hayward
Keller Williams Charlottesville
703-655-2223
SHAYWARDKW@GMAIL.COM

Down-Payment
Got You Down?

For many Americans, "coming up" with a down-payment for their first home purchase can be a major roadblock -- and quite often the reason for renting, rather than owning, a home.

A "down-payment" is the difference between the home's purchase price and its mortgage amount. This percentage of the sale price must be paid up-front and can vary by lender, location, and loan program. A higher down-payment generally translates into lower loan interest rate requirements.

Typically, a down-payment comes from personal cash savings, but it can also be a gift that is not to be repaid, or a borrowed amount secured by assets.

While conventional loan down-payments may be close to 20% of the sale price, government loans typically have lower down-payment requirements. This allows potential homebuyers who normally cannot meet down-payment requirements an opportunity to qualify for a mortgage. Keep in mind that down-payments that are less than 20% of the sale price typically require mortgage insurance payments.

Down-Payment Assistance Programs

Fortunately, there are programs and organizations that can help you with your down-payment requirements:

Government Loan Programs - Federal Housing Administration (FHA) and the Department of Veterans Affairs (VA) may offer assistance in paying your up-front cash requirements. These programs can significantly reduce your down-payment requirements. You may also want to contact your local Department of Housing and Urban Development (HUD) Community Builders to find out what local down-payment assistance programs are available.

State Housing Authorities - State agencies may offer down-payment assistance programs in your state.

Private Mortgage Insurance - Private insurance companies that offer you the opportunity to finance some of your down-payment requirements. This allows lenders to accept lower down-payments than they would normally allow.

10 Things You Should Know Before Buying a Home

1. Before you start looking for a home, get pre-qualified for a loan. Banks, credit unions, and mortgage bankers make home loans; mortgage brokers process loans through a variety of lenders. The lenders will take an application, process the loan documents, and see the loan through to the funding stage.
2. If you have marginal or bad credit, consult your lender. You may be able to qualify for a loan depending on how long ago and what reason(s) caused the bad credit.
3. You will need a down-payment. Down-payment requirements vary depending on the type of loan. Many down-payment assistance programs exist. These programs may loan or grant you the funds necessary for the down-payment. Consult with a lender about programs available in your area.
4. You will need funds for closing costs. Closing costs are charges for services related to the closing of your real estate transaction. They include, but are not limited to: Escrow fees, title policy issuance fees, mortgage insurance fees, fire, flood, and homeowners insurance, county recorder fees, & loan origination fees. Consult your lender for an actual estimate of these costs.
5. Some loans have "points" and some do not. A point is a loan origination fee equivalent to 1% of the loan amount. Together with the interest rate, they constitute the yield on your loan for the lender.
6. Signature Mortgage rates can be fixed or adjustable. Which one is right for you depends on whether mortgage rates are at a high or a low point when you purchase, and on how long you plan to live in the home.
7. There are two main types of loan categories. Conventional Loans. Conventional mortgage loans are available with fixed or adjustable interest rates. Government Loans. These include FHA fixed and adjustable rate mortgage loans, and VA fixed rate mortgage loans.
8. If you are a low-to-moderate-income homebuyer, there are special programs designed to help you. These loans are available through private lenders, as well as local and state housing agencies.
9. You may have to pay mortgage insurance. Mortgage insurance protects the lender from potential loss if you should default on your mortgage loan payment. Mortgage insurance is always required on FHA mortgage loans.
10. Many organizations offer home loan counseling to prospective homebuyers. They will cover home selection, realtor services, lenders, loan programs, homeownership responsibilities, saving for a down-payment, and other important pieces of information.

Monday, January 21, 2013

Single Family Homes In The City Of Charlottesville



Search all of the homes for sale in the city of Charlottesville. Be within walking distance to many popular venues for shopping and dining including the downtown Pedestrian Mall. Get the latest market statistics, pricing trends, community info and the school scores for the city of Charlottesville. 

So, why is now a great time to buy a home?

  1. Homes are more affordable than they've ever been in a long time.
  2. Mortgage rates are historically low.
  3. Home prices appear to have stabilized.
  4. Financing is readily available for qualified buyers.
  5. Home ownership is key to financial stability and wealth building.

If you or anyone you know would like to learn more about opportunities in the current market, I'd love to help!

Call, text or email me!
Sherry Hayward 
Keller Williams Charlottesville
(703) 655-2223


Charlottesville Farms & Horse Properties For Sale

Charlottesville Farms & Horse Properties For Sale

Search the Charlottesville and surrounding areas for your farm & horse properties. This site is always updated and always accurate!

Get the latest Albemarle county farms and land for sale.  Free access to the detailed real estate listings including pictures. Save your search and get email alerts instantly as new farms and land meeting your criteria hit the market. 


Albemarle county is known for it's breathtaking views of the Blue Ridge mountains and it's close proximity to the city of Charlotteville and UVA. Check out the latest market statistics and pricing trends for Charlottesville, the school scores for Albemarle county and get various community info by zip code

Buying a home is one of the biggest financial decisions you can make. I have strong connections with other professionals that can help make your dream of home ownership a reality. I'll be happy to recommend an experienced lender, a trustworthy home inspector and a reputable title agency to help you complete your home buying transaction. 

Interested In Selling A Farm Or Land?

Call, text or email me for a consultation on buying or selling real estate.

Sherry Hayward 
Keller Williams Charlottesville
(703) 655-2223



Sunday, January 20, 2013

Greene Mountain Lake Homes For Sale

Greene Mountain Lake Homes For Sale

Be in your new home in Greene Mountain Lake before Spring to get the most out of this Greene county lake community

Why Buy Now?

Home affordability is at all time high and opportunities for buyers like you are probably better than you think.
Today's low mortgage rates won't last forever! A 1% increase in interest rates would mean a 10% increase in monthly payment. Now is the time to seize this moment before it passes!
Contact me today if you or anyone you know would like an overview of our local housing market.

Interested In Your Greene County House Value?

Call, text or email me! 
Sherry Hayward 
Realtor
Keller Williams
(703) 655-2223

Friday, January 18, 2013

Cherry Hill Homes In Downtown Charlottesville

Cherry Hill Homes In Downtown Charlottesville

Live downtown in the heart of Charlottesville in this beautiful planned community, Cherry Hill. The Cherry Hill neighborhood is just a short distance to many popular venues for shopping and dining and steps away from Johnsons Elementary School. Get the latest market statics, school scores, pricing trends and more!

Call, text or email me for more info or to schedule a viewing at any of these homes!
Dont miss this opportunity! Interest rates won't be this low forever!
Sherry Hayward 
Keller Williams Charlottesville
(703) 655-2223
shayward@kw.com
www.cvillehomesforsale.com

Safeguard Your Credit

Monitor Your Credit Report & Help Guard Against ID Theft

You probably know something about the problem of identity theft - situation in which a con artist uses someone else's name, social security number or other personal details to make purchases, take out loan or commit fraud in the name of an innocent victim. But do you know how you, with the help of credit reports and credit bureaus, can help spot or stop the theft of your identity? First, here's why you should care about fighting ID theft. It is, by far, the
most common fraud complaint that consumers bring to law enforcement
authorities and consumer protection groups. And while federal laws and
industry practices can limit your liability if you become a victim of identity theft, it can take you a very long time to repair the damage. That includes notifying creditors and law enforcement that you've been victimized, closing tainted
accounts and opening new ones, and correcting your credit report. You also may be denied loans, jobs, housing, insurance or other opportunities if an ID theft shatters your reputation and credit rating. 
So, how can you use your credit report to protect against identity theft?
Monitor your credit report for warning signs, including loans or leases that have been wrongfully taken out in your name. Also, pay close attention to the "inquiries" section of the report that shows who has requested a copy of your credit history. That's because thieves sometimes impersonate business people with a legitimate right to obtain credit reports.

In general, you should consider obtaining copies of your credit report from the three major credit bureaus about once a year to verify that the information is correct. But be aware that there are services that will frequently monitor your credit report for possible signs of fraud or theft. The fees for these services (often
$70 or $80 for a yearly subscription) can be more costly than obtaining periodic credit reports on your own, but the added level of convenience may be worth the cost.

If you find suspicious transactions on your credit report, take the following steps:

Contact creditors to discuss questionable items and close accounts that you believe are fraudulent or have unauthorized transactions.

Call the fraud department at each of the major credit bureaus to ask that a "fraud alert" be placed in your file, so that lenders will be alerted to the fact that you may be a fraud victim. Ask that the fraud alert state that you do not want new credit
extended without contacting you first. 

Contact the local police to file a report. Keep a copy in case you need it later as proof of the crime.

Consider filing a complaint with the Federal Trade Commission (FTC), which will store the information in its database so that it can be accessed by law enforcement agencies worldwide.

Don't wait until you've found that perfect home in Charlottesville only to discover you have been a victim and can no longer get a mortgage. 
For More information on your credit and qualifying for a mortgage loan call, text or email me! I will put you in touch with one of mortgage partners to get you started. 
Sherry Hayward 
Realtor
Keller Williams Charlottesville
(703) 655-2223

Serving the Charlottesville area. 

Search the MLS for all of the homes for sale in